“Regulations about Insurance for Overseas Students in China by the Ministry of Education of the People's Republic of China
Temporary Regulations of Overseas Students Purchasing Insurance as Required by Higher Education Institutions
1.To meet the need of a growing overseas students’ market, optimize studying environment, maintain stabilization in higher education institutions, improve emergency management mechanism of higher education institutions and protect overseas students’ legitimate interest, this Regulations is enacted.
2.From 2015/2016 academic term, overseas students who plan to study for more than 6 months in China (including those who plan to continue their study for more than 6 months) are required to buy Group Integrated Insurance as one of the registration procedures.”
According to the regulations of the Ministry of Education of China, every international student who studies in China should be covered with a medical insurance, and those studying for six months or longer should join the group medical insurance scheme designated by the university/college, meeting the fundamental medical insurance standard. The group comprehensive insurance plan for the international students of Sichuan University is underwritten by PingAn Anuity Insurance Company.
The students should pay for the insurance on time, to assure the medical insurance coverage. The price is RMB 800 for one year and RMB 400 for six months. If any student delays the payment, the possible loss, such as the substantial shortening of insurance coverage, will be taken by the student himself/herself.
Out-patient Medical Treatment Guidance
In coverage of the group medical insurance, when an international student needs medical care in a public hospital due to accident or illness, he/she or the companion should call the service line 400-810-5119 for insurance assistance. The service personnel will ask for the student's passport number to confirm the validity, give some instructions, or transfer to an on-duty doctor for further advice.
During the medical treatment in the hospital, the student or the companion should keep all the invoices, medical records and diagnostic documents, to make the claim.
On the last Friday of every month, the personnel of the insurance company will come to SCU Overseas Students Office to handle the claims.
Notice: Only the general sections in public hospitals in the mainland of China is supported by the insurance. Treatment in private hospitals, VIP sections and hospitals outside of mainland of China are not covered.
In-patient Medical Treatment Guidance
When an international student encounters illness or accident, and need to stay in the hospital for in-patient treatment, by the examination of the doctor, he/she should follow the following steps to use the insurance properly.
The patient or his/her companions call the service line 400-810-5119, and provide the patient's passport number to confirm the validity of the insurance.
The consultant will talk with the doctor in the hospital to confirm the diagnosis and give advice to the patient or the companions.
If the hospital is in the network of the insurance company, the patient may apply for pre-payment of the medical expense. When approved by the insurance company, the service personnel will arrage the pre-payment affairs.
The patient makes the processes for in-patient treatment.
If the insurance company needs some papers from the university, the patient or companions should contact the SCU Overseas Students Office (028-85401808).
If the patient needs assitance, he/she may contact the Overseas Students Office as well.
No matter whether the patient has used the pre-payment service, during the medical treatment in the hospital, the student or the companion should keep all the invoices, medical records and diagnostic documents, to make the claim.
The medical expenses before the patient is accpeted in-patient should be treated as out-patient medical expenses.
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